Friday, 8 September 2017
When it comes to insurance, we think it’s essential that the cover you pay for is right for you.
Take your home and contents cover. Does it cover everything you expect it to cover? The devil is always in the detail.
Buying a one-size-fits-all policy online with a click of a mouse can be convenient and a time-saver. But always check the policy details ensuring you know what you are covered for, or not and, the values of your sums insured plus the excesses applying to any claims. Make sure insurance will meet your expectations, to ensure any claims you may have to make are in line with what you expect.
Remember, it’s better to know the limits and pitfalls of your policy now, rather than at claim time.
There are an increasing number of news headlines on underinsurance in New Zealand, especially since the natural disasters over the last five years. Luckily, you don’t need to be underinsured. Even if you discover that you need to double your sum insured, don’t worry as this doesn’t necessarily mean your premiums will cost twice as much.
One of our experts can review your cover and help you make sure it meets your expectations. We have the knowledge and the tools that help when it comes to reviewing your needs and the insurance solution that best suits you.
So please get in touch with us, and get the friendly, expert service that you’ve come to expect.
Give your Spicers financial adviser a call and they’ll put you in touch with the right expert.
The content on this website is for information only. The information is of a general nature and does not constitute financial advice or other professional advice. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission. A disclosure statement is available from your adviser on request and free of charge.
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