We can help Retirees

It's never too late to tap into Spicers’ wisdom. We can help you to make your resources go the distance.


The process of understanding your specific needs and goals, then providing recommendations for achieving them.

Investment strategies

Thinking that drives larger sums of money invested for specific future goals, or money invested to provide an enduring income stream for the future. You may require more than one investment strategy, depending on your future goals.

Cash management

Ensuring you have enough money to cover day-to-day expenses, while surpluses are invested for short term goals or unexpected expenses.

KiwiSaver scheme

Helping you to capitalise on New Zealand’s retirement saving solution for buying a first house and retirement savings.

Insurance – personal

Minimising the financial risks that come with loss of income, ill-health, disability and unexpected death.

Estate planning, wills and family trusts

Having solutions in place to ensure your assets are protected and eventually passed on, according to your wishes.

De-accumulation strategies

The strategic selling of assets towards the end of retirement, to ensure you maintain a high quality of life.


Ready to take the next step or have more questions?

Call 0800 102 100 to arrange a no-obligation consultation with a Spicers adviser... More >

The Advice Process

The advice process includes four stages – discovery, developing your plan, putting the plan into action and reporting/reviewing.... More >

How much do you need?

Use our calculators to identify your retirement and savings goals... More >

Looking for an adviser in your region?

Select your region to find a list of Advisers in your area or give us a call on 0800 102 100 to be connected with your nearest... More >

Important information
A disclosure statement is available from your adviser on request and free of charge.

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