Wednesday, 5 August 2015
At first we used a small firm in Hamilton, and then they were bought out by Gareth Morgan’s company – GMI. They put on a fancy lunch with wine and all the trimmings, and I didn’t like the way they were splashing money around. So I rang my cousin, a lawyer, and said I was going to pull out of GMI and do it myself. He said that wasn’t a good idea and suggested I get in touch with Spicers. That’s how I found our adviser, who’s superb.
My husband was alive then, so we both went. At first our adviser asked what we wanted from the investment, and whether we wanted to be cautious or adventurous. He took a note of everything we had and we talked about investment strategies.
Our investments have grown substantially since we moved to Spicers. Our adviser pointed out that the portfolio makes more in a year than my husband and I ever made when we were both working. And that was with a fairly conservative approach to risk. Spicers certainly know what they’re doing.
My husband was ill for a long time before he died. About one and a half years ago, our adviser recommended I change all assets into both our joint names. This was a very good idea because our term deposits were in my husband's name. This good advice simplified a difficult time for me. It saved having to get probate.
Our plan was always to keep what we’ve got safe, but if there’s money to be made then we’d like to make it. Our Spicers portfolio is well-diversified with both local and global investments.
He sends written reports every three months and calls in about twice a year to talk things through. At other times he’s always available. He’s a friend now. When my husband was alive, he even drove us to Spicers’ client events
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