Spicers Investment Solutions

"Spicers is uniquely placed because of our ability to integrate investment, debt, risk and tax advice into a seamless financial strategy."

We recognise the individuality of our clients and that each has different financial needs and objectives based on where they are in their life. for this reason, Spicers offers a comprehensive range of financial solutions that embraces all aspects of a person’s financial life.

With our array of options, we are able to tailor and integrate the best performing solutions ranging from:

• low involvement cash funds
• customised financial plans
• specialised advisory services (tax, estate, loans, accountancy)

What you can expect from us

Our approach is to fit the solutions to you the investor, based on your level of financial skills and comfort, the time you want to spend managing your finances yourself and your budgetary considerations.

The first step is for you to meet with an adviser so that you can establish this together. In that consultation, the adviser will talk to you about your current financial and lifestyle situation, your expectations from an adviser and your financial goals.

They will stress the importance of discipline when investing and talk to you about Spicers 7 Step Process for helping you achieve your financial goals:

Spicers' 7 Step Investment Process:
1- Identify what's important to you What makes you tick - stand up- be proud? what does having 'enough' mean to you?
2- Clarify your financial requirements You need to know how much you will need, and where you're at now to get where you want to go.
3- Evaluate your options If you're close to achieving your objectives that's great! However, if a change of tack is necessary, you should evaluate your options carefully
	4- Protect and secure your assets No one wants to be close to success only to lose it. Putting measures in place to help secure and protect your assets can be achieved a number of ways.
	5- Create an investment strategy Investment strategy and management is a careful balancing act. Creating the right investment strategy for your personal situation is important.
6- Implement your personal plan A comprehensive financial plan will provide the necessary direction to help you achieve your objectives. Your plan will reflect the issues identified.
7- Ongoing Review Your financial plan is not designed to be a one-off exercise - it should be a 'living' document the continues to mirror your changing lifestage and objectives