How much will your lump sum be worth in the future?

Compound returns offer you one of the most powerful, and perhaps easiest, ways of building wealth.

The maths behind compounding returns is simple. You earn interest on interest as well as on your original contribution. So over a year, the interest you earn on your investment is effectively higher than the rate you started with - as long as you dont withdraw your interest!

Of course compounding only works if you don't spend your earnings as you receive them, but re-invest these earnings back into your account to work for you.

The earlier you start saving, no matter how small or large the amount, the better off you will be. Remember every little bit helps!

DISCLAIMER: These calculators are intended to provide an estimate only of the amount of money you will need to achieve your financial goals. Figures assume a growth rate after tax, fees and inflation of 3% p.a. These figures offer no guarantee of future performance. All dollar figures are expressed in real terms, i.e. they have today's purchasing power. Financial advice from a professional financial planner should always be taken.