5 - Create an investment strategy
Investment strategy and management is a careful balancing act. Creating the right investment strategy for your personal situation is important.
Where to invest your money can involve hard decisions and in-depth analysis is fundamental. A ‘hit and miss’ approach based on emotion and current market trends cannot be relied upon. The following factors all need careful consideration when developing your investment strategy:
- Security
- Growth
- Regular income
- Flexibility
Spicers’ investment manager, AXA Global Investors Limited, provides premium investment services tailored to your objectives. AXA Global Investors hand-picks the best investment managers, both locally and internationally. They will manage your personal asset allocation and also undertake continuous product research and development. AXA Global Investors offers professional, thoroughly researched views of local and global economies, markets, tax and currencies, and embraces the importance of time, diversification and fundamental value.
Spicers investment approach principles
Working alongside you, your Spicers adviser will apply the following principles to design an investment portfolio that suits you:
Time: Market returns are unpredictable in the short term, but more reliable over the longer term. Time and discipline, not emotion, must drive investment decisions.
Diversification: Investment over broadly diversified portfolios, rather than a focus on single investments, will help ensure long-term wealth creation can be attained.
Fundamental value: Market prices can stray significantly from a company’s fundamental value.
Portfolios are designed so that investments can be purchased and held at values which can be defended and sustained over time.
Step 6...