Retirement should be about an enjoyable lifestyle and peace of mind. Time with family and regular holidays are what most kiwis aim to enjoy. However, in the current investing environment, it’s hard to know how to achieve your future lifestyle and other financial goals you may have.

Financial markets have been challenged over the last few years and many investors are weighing up the unattractive prospect of low interest rates against alternatives which offer the potential for higher return.

Spicers offers the "Investing Today" guide which discusses the current state of interest rates in New Zealand and looks at:

• interest rates - what they are, how they work and their real return
• going beyond cash to using asset classes to develop a diversified portfolio
• what to think about when planning retirement
• what Dollar Cost Averaging is and how it may help you comfortably enter the investment market

To get a complimentary copy of this informative guide, simply complete the form below to download your personal copy today. 

If you would like to have a local financial adviser contact you to answer any questions you may have on the guide or to discuss your financial situation in general, please include your contact details.